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It membership pays interest having an annual commission yield (APY) of 0.01% and you may reimburses Automatic teller machine costs recharged by the other banking companies (for individuals who look after the very least daily equilibrium away from $dos,500). Lender of The united states would like to acceptance your while the another buyers—which have $ 100 bucks after you discover your own examining account, and much more once you discover credit cards. Whilst idea of delivering paid to start an alternative financial account is attractive, being qualified to possess a lender added bonus isn’t usually an adequate reason—alone—to alter banking companies.

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